BILLING & COVERAGE
Insurance & Fees
Most Major Insurance Plans Accepted
WHAT WE ACCEPT
Niobrara Rehabilitation and Hand Therapy in Hemingford works with Medicaid, Medicare, commercial insurance plans, and workers' compensation, and auto-related claims.
Our payer enrollment is currently being finalized. Because coverage and referral requirements vary by plan, please contact us before scheduling. We will help confirm whether a referral or prior authorization is required.
Our complete list of participating insurance plans will be posted as credentialing is finalized.
A referral may not be required to begin occupational therapy. Requirements vary by insurance plan, so please contact us first. We will verify your benefits and help coordinate any required referral, authorization, or plan-of-care certification.
Please bring your photo ID, insurance card, medication list, and any relevant imaging reports, surgical reports, or referral documents to your first appointment.
Medicaid
Medicare
Commercial Insurance
Most Major Plans
Workers Compensation
Using Your Insurance
Insurance requirements differ by plan. Contact our clinic, and we will help you determine the next appropriate steps.
Contact us to request an appointment.
We will review your insurance information and referral requirements.
If required, ask your healthcare provider to send us a referral.
We will contact you to schedule your initial evaluation - often within the same week.
Attend your approximately 45-60 minute initial evaluation.
Disclaimer: Insurance coverage varies by plan. Verification of benefits does not guarantee payment. Patients are responsible for applicable copayments, deductibles, coinsurance and non-covered services.
Private Pay
Flexible Payment Options
Private Pay Options Available
Private pay may be an option for individuals who are uninsured, whose insurance plan is out of network, or who prefer to pay directly for eligible services.
Nebraska allows direct access to occupational therapy, so a referral is generally not required for private-pay services. When appropriate, we may coordinate with your healthcare provider to support safe, comprehensive care.
Contact us for current rates and a written estimate of expected charges.
Private-pay eligible may be affected by Medicare, Medicaid, workers’ compensation, auto-claim or insurance-contract requirements. Please contact us so we can review your individual situation.
No Referral Needed
Private-pay patients can contact us directly to request an appointment. We’ll answer your questions, review your needs, and help you get scheduled.
Clear, Upfront Costs
We will explain applicable rates before your first appointment. Uninsured and eligible self-pay patients will receive a Good Faith Estimate of expected charges as required.
COMMON QUESTIONS
Frequently Asked Questions
Does Medicare cover occupational therapy?
Nebraska allows direct access to occupational therapy, so a referral may not be required to schedule an evaluation. However, Medicare, Medicaid, workers' compensation, auto claims, and certain insurance plans may require a referral, authorization, or certified plan of care for coverage. Contact us first, and we will help determine your plan’s requirements.
Do you accept Nebraska Medicaid?
Yes, we accept Nebraska Medicaid. Participation and authorization requirements may vary by Medicaid-managed care plan. Please contact us before scheduling so we can confirm your coverage and any required documentation.
What if my insurance plan isn’t accepted?
You may have out-of-network benefits or be eligible for private-pay options. Contact us, and we will help you understand available options. Coverage and reimbursement are not guaranteed unless confirmed by your insurance plan.
Do you offer private-pay services?
Yes. Private pay may be available for uninsured patients, patients with out-of-network plans, and eligible services not billed to insurance. We will explain applicable rates and provide a Good Faith Estimate when required.
Questions about coverage?
Contact us, and we’ll help you understand your options before scheduling.
Questions About Coverage?
Contact us and we'll help you understand your options before scheduling.